In a groundbreaking move that challenges conventional financial wisdom, a new publication titled "The Real World Guide to Lifetime Retirement Income for Working Class Americans" introduces a revolutionary financial strategy known as Hybrid Retirement Arbitrage. This method, designed to empower middle-class individuals with the tools to secure a financially stable retirement, shatters traditional investment and saving paradigms by leveraging sophisticated financial products and technologies.

LONG BEACH, Calif., June 4, 2024 /PRNewswire-PRWeb/ -- Crafted by a team of financial educators with over 40 years of experience in the financial industry, insurance agents, and case designers, this book is not your typical investment guide. Ron Harris, CEO of Financial Literacy Group, LLC clarifies, "We are not investment advisors or planners; we are educators and innovators in financial strategy. Our aim is not to fish for you but to teach you how to fish for yourself." This approach is rooted in the belief that with the right knowledge and resources, anyone can navigate the complexities of personal finance to achieve lasting wealth and security.

At the heart of the book's strategy is Hybrid Retirement Arbitrage, a solution that combines the power of GPS debt technology with a special type of index universal life insurance (IUL), referred to as POLI (Private Owned Life Insurance). This method, previously untapped by mainstream financial advisors, allows individuals to bank like banks, turning liabilities into income-generating assets.

The guide tackles several myths perpetuated by traditional financial advisors, offering a fresh perspective on debt management, savings, and investment. It emphasizes the inefficiencies of conventional wisdom, such as the belief in mutual funds over whole life insurance and the advice against paying off a home loan early. Ron Harris shares his personal journey of discovery, from skepticism to the realization of the potential that Hybrid Arbitrage holds for the average American.

"This isn't just a book; it's a lifeline for those who've felt left behind by the financial system," Harris states. "Our solution encompasses technology-driven debt elimination, interest cancellation, and the use of IULs and annuities for no-risk, compounded interest returns. It's about building wealth, safeguarding your estate, and enjoying tax advantages that were once thought to be only accessible to the wealthy."

Beyond financial products, the book provides a comprehensive educational framework that includes financial literacy courses, bookkeeping software for tracking finances, and strategies for leveraging real estate equity. It lays out a detailed plan for using indexed annuities to protect principal and ensure a steady income stream for life, highlighting the benefits of rollovers from traditional retirement accounts.

"Hybrid Retirement Arbitrage Solution is for every middle-class individual, regardless of their discretionary income level. It's about taking control of your financial future, reducing reliance on banks, and creating a legacy of wealth and security for your heirs," Harris emphasizes.

"The Real World Guide to Lifetime Retirement Income for Working Class Americans" is a must-read for anyone seeking a viable alternative to the traditional financial advice that has dominated for decades. It is now available for purchase online and in bookstores.

For media inquiries, to request a review copy, or to schedule an interview with Ron Harris, please contact Financial Literacy Group, LLC.

Media Contact

Ronald Harris, Financial Literacy Group, 1 323-419-1600 1005, ron@financialliteracy.group, Financial Literacy Group

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SOURCE Financial Literacy Group